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Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are registered representatives with Cambridge Investment Research Inc., a Broker/Dealer, Member FINRA/SIPC.
Cambridge Investment Research, Inc is registered to do business in all 50 United States. Tim Olson is licensed to offer securities products and insurance products in AZ, CO, IA, KS, MN, MO, NE, SD, UT, and WY. Greg Ritzdorf is licensed to offer securities products and insurance products in MN, NE, IA, KS, and MO. Jeff Wallace is licensed to offer securities products and insurance products in AZ, CO, IA, KS, MN, MO, NE, SD, UT, and WY. Sandy Petzoldt is licensed to offer securities and insurance products in CO, NE, KS, MO, WY, IA, SD. The information included herein should not be considered a solicitation or an offer to sell products in any state besides those in which Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are properly licensed.
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How Alzheimer’s Care Benefits Can Improve Your Business
/in Employee Benefits /by Adam HallWithout looking it up, can you name the most expensive disease in America? It’s not heart disease, lung cancer, or diabetes. The costliest disease in the U.S. is Alzheimer’s disease. According to the Alzheimer’s Association, the cost of care for Alzheimer’s and other dementia’s will reach $277 billion this year. So, whether you know or […]
Help Your Employees Make Effective Healthcare Decisions
/in Employee Benefits, Employee Health /by Andy NearyFor the past three or four years, I’ve had in-depth conversations with a multitude of cost-containing healthcare solutions that create predictably good outcomes for employer-sponsored health plans. Many of these solutions are helping employees change the way they purchase the healthcare services they need reducing consumer frustration while putting money back in their pocket. Utilizing […]
How Will the Trump Tax Plan Impact Your Employee Benefits?
/in Employee Benefits, Tax Reform /by Travis MartinBy this point, you’ve likely already read, heard, or consumed some information regarding our country’s recent tax reform. But, in case you haven’t, here’s the skinny: On December 20, 2017, the Senate passed a tax reform bill which will have significant financial implications for our country, for years to come. The reform, the first of […]
Why Your Business Should Be Using Financial Education Services
/in Retirement /by Adam HallNelson Mandela once said, “Education is the most powerful weapon which you can use to change the world.” I’m no Nelson Mandela, but I too believe in the power of education. The world might be a lofty goal, but education can undoubtedly change your business. Before we detail how to use financial education to improve […]
Your Healthcare Decisions Are Burning Net Profits
/in Employee Benefits /by Andy NearyWhat would you do if someone walked into your office, grabbed all of your petty cash, and started lighting $100 bills on fire? Ask them to stop? Tackle them? Have them arrested? Whatever the response, I bet, it would be immediate and you’d ensure the unwanted guest doesn’t continue burning up cash. However, what happens […]
What is the Latest DOL Fiduciary Rule News?
/in Retirement /by Tim OlsonStrike the bells! The Department of Labor’s (DOL) fiduciary rule is (as of now) dead. In early March 2018, the 5th Circuit Court of Appeals issued a decision that reversed the fiduciary rule which was finalized under the Obama Administration in April 2016. The decision claimed the DOL had overstepped its authority by expanding the […]
What Can Identity Theft Protection Services do for Your Workplace?
/in Employee Benefits, Employee Health /by Travis MartinFrom large corporations to government entities, to your best friend at work, Fred, data breaches and identity theft are happening to everyone. Not only is identity theft happening to more people, but it’s also occurring more frequently. According to the Federal Trade Commission, identity theft has been the number one consumer complaint for 14 straight […]
The Latest Retirement Planning News for 2018
/in Retirement /by Tim Olson“I’m going to work until I’m dead.” It’s a phrase you’ve likely heard before. In fact, according to a CareerBuilder survey, one-third of employees 60 or older, plan to work until at least age 70. While not dead, 70 is a full five years past the “normal” retirement age. Additionally, 20 percent of respondents believed […]
Which Employment Benefits Does Your Staff Value the Most? (Infographic)
/in Employee Benefits, Employee Health /by Adam HallEmployee benefits are a necessary component of any successful business. Without a robust benefits package, it’s unlikely your organization will be able to attract and retain top talent. Your employment benefits are often the difference between a recruit accepting or declining a job offer. How Important are Your Employment Benefits? You might have read the previous […]
HMO vs PPO: A Fork in the Health Care Road
/in Employee Benefits, Employee Health /by Travis MartinThe healthcare industry is stuffed to the gills with meaningless acronyms and complicated jargon that convolute what should be a straightforward industry. This idea is especially prominent when discussing the different types of health insurance plans (HMO vs PPO). Health Maintenance Organizations (HMOs), and Preferred Provider Organizations (PPOs) have distinct and separate characteristics. Deciding which […]
Why Providing Caregiver Support Can Better Your Business
/in Employee Benefits, Employee Health /by Adam HallYou’ve just worked a solid eight hours. Your eyes are tired, or maybe your feet ache. All you want to do is go home turn on whichever Real Housewives is airing and relax. But one in every six employees can’t. Before they get to relax these employees have to complete their second job as an […]
Should You Buy Bitcoin as Part of Your Retirement Plan?
/in Employee Benefits, Retirement /by Tim OlsonTo Bitcoin or not to Bitcoin, that is the question. Unless you’ve been trapped in the Sunken Place, you’ve likely heard something about Bitcoin or another form of cryptocurrency. Still, there’s a big difference between hearing about something and understanding it. And Bitcoin, despite its rising popularity, can be difficult to understand. Especially when considering […]