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Financial literacy means having a basic knowledge and understanding of financial matters to manage your resources effectively for a lifetime of economic well-being. What percentage of the U.S. do you think is financially literate? The answer may surprise you. According to research by TIAA, only 16 percent of Americans have a high level of financial […]
October 10, is World Mental Health Day. As we learn more and more about mental health, it has become more evident just how big of an impact it can have on your employees’ performance. Mental health is just as important of a factor on productivity as physical health. And, like physical health, it’s beneficial for […]
Health insurance and healthcare costs overall have risen over the course of the past 50 years with a steady consistency. Neither the Affordable Care Act nor regulations from the Trump administration have been able to make a dent in the growth of these costs. In 1960, national health spending equaled five percent of the country’s […]
*Download a white paper detailing the importance of healthcare supply chain management. Think about the phrase supply chain. What do you picture in your mind? An actual chain, a pile of unmarked boxes, UPS? My guess is you’re not thinking about the healthcare industry. Yet, for many business owners, your healthcare supply chain could be the […]
This month, Netflix aired an episode of their series Explained by Vox, which covered the gender wage gap in America. It’s commonly known women in the United States earn just 81 cents to every dollar a man earns. But, this episode revealed other interesting statistics that hint at the true cause of this gender pay […]
This year in healthcare has been both interesting and tumultuous. In 2018 alone, the Affordable Care Act has undergone significant changes at the hand of the current presidential administration. First, the Cadillac Plan tax was delayed from 2020 to 2022, in January. Then, in April the administration announced two new exceptions to the individual mandate […]
Look around your office or workplace. More than two of every three people you work with own a pet. According to the 2017-18 National Pet Owners Survey, approximately 68 percent of U.S. households own at least one pet. And, these pet owners spent a combined $69.51 billion on their pets in 2017, up almost $3 […]
This year, the White House has shaken up the healthcare landscape, without repealing the ACA. Since the beginning of 2018, the Trump administration has reintroduced both short-term, and association, health plans. Each of these plans, give employers additional options and flexibility for providing healthcare coverage for employees. In this article, we will define both plan […]
It’s impossible to overstate the importance of financial wellness in the workplace. This benefit works to protect your employees financially, and otherwise. Finances and the stress they cause can have a substantial impact on your organization’s success. According to a 2017 survey from Mercer, employers can lose up to $250 billion a year due to employees’ […]
Financial stress today is kind of like the Cucumber Melon scent from Bath & BodyWorks in the early 2000s. Despite its near ubiquity, seemingly nobody is talking about how bad it is. Unlike cucumber melon lotion though, the adverse effects of financial stress go beyond offended olfactory sensors. The effect financial stress can have on […]
Once a year the Society of Human Resources Management (SHRM) meets at its annual conference. Every year this conference delivers insights into the latest HR trends. One of the methods SHRM uses to explore these trends is through the SHRM Employee Benefits Survey. The 2018 Employee Benefits Survey brought a handful of key insights to […]
Let’s imagine you’re sick. Your face is pounding, and it’s impossible to breathe through your nose. You have mucus running down the back of your throat with the steady consistency of the Mississippi River. You know you’ve got a sinus infection. But the last thing you want to do is leave your house. Much less […]
Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are registered representatives with Cambridge Investment Research Inc., a Broker/Dealer, Member FINRA/SIPC.
Cambridge Investment Research, Inc is registered to do business in all 50 United States. Tim Olson is licensed to offer securities products and insurance products in AZ, CO, IA, KS, MN, MO, NE, NJ, SD, UT, and WY. Greg Ritzdorf is licensed to offer securities products and insurance products in MN, NE, IA, KS, and MO. Jeff Wallace is licensed to offer securities products and insurance products in AZ, CO, IA, KS, MN, MO, NE, NJ, SD, UT, and WY. Sandy Petzoldt is licensed to offer securities and insurance products in CO, NE, KS, MO, WY, IA, SD. The information included herein should not be considered a solicitation or an offer to sell products in any state besides those in which Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are properly licensed.
Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Olson Group is not affiliated with Cambridge Investment Research, Inc.