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Talking about retirement is tough. Because you’re talking about someone’s life savings, their future, it makes any conversation more difficult. One mistake could be potentially devastating. And yet that doesn’t stop everyone from handing out retirement advice like it’s Werther’s hard candy. This situation has resulted in a saturation of underwhelming, poor, and even dangerous […]
You see it almost every day in any office, people making, pouring, and drinking coffee. Coffee is the lifeblood of virtually every workforce in America. In fact, many businesses provide their staff with complimentary coffee. So, we know that a lot of people drink coffee, and a lot of companies provide these people coffee. But […]
We’ve all seen the headlines. Napping pods at Google. Unlimited vacation at Netflix. Four months of paid parental leave at Ikea. These benefits catch the eye of everyone, but not every business can afford them. Most small businesses are simply incapable of spending money on napping pods or four months of paid leave. Still, you […]
What do we know about the global gender pay gap? Well, you should know that women, on average, still make only 80 cents for every $1 a man makes. But, this tired statistic is only the tip of the metaphorical iceberg. Gender inequality in the workplace is not harming only women. It is hurting the companies […]
What’s scarier than the uncertainty of your future? The uncertainty of your money in the future. It may be this fear that drives people to neglect their retirement plan, or even ignore it altogether. According to a report by the Economic Policy Institute, 1 in 3 Americans has $0 (!!) saved for retirement. Similarly, the […]
After years of gestation, and several delays, the Department of Labor’s fiduciary rule is finally set to be implemented. In a surprise move, Secretary of Labor Alexander Acosta has refused any further delay of the rule. It is important to note that this decision means that the rule will only go into partial full effect […]
The discussion around employee benefits usually focuses on tangible products such as health insurance, retirement plans, and flexible schedules. But, one of the best benefits you can provide your staff isn’t a particular product. Fun. One benefit that both your employees and bosses will love is having fun at work. Now, don’t get confused, this […]
Today’s workforce is like an upset, frumpy yoga instructor, they want more flexibility from you. Flexible work arrangements are rapidly becoming one of the most desired employee benefits. This desire for flexibility extends beyond those rascally millennials, too. According to a 2013 study by Pricewaterhouse Coopers, 66 percent of non-Millennials would like to sometimes shift their […]
As chaos and confusion obfuscate the Affordable Care Act (ACA) and the healthcare landscape in general, it will become increasingly important that employers know all of their health insurance options. One of these options is self-funding (or self-insurance). Self-funding was a health insurance opportunity that was reserved mostly for large employers, until recent years. This […]
“But what are the benefits of pet insurance?” On its surface, pet insurance may seem easy to dismiss. Some think it is a niche employee benefit that only a few employees would actually take advantage of. Still, much like the runt of any litter, do not be so hasty to avoid pet insurance. Currently, there […]
Tweeting inappropriate memes. Instagramming lunches. Facebooking a few office selfies. These are the events companies fear will flood their workplaces if they let employees use social media on the job. Unfortunately, for businesses that ban the use of social media in the workplace, it is likely your employees are using it regardless of your policy. […]
That’s it. You’ve read part one of this story, and are convinced the advantages of unlimited vacation outweigh the disadvantages. So, what happens now? How do you make an unlimited PTO plan, a reality for your business? This post is the second part of our two-week coverage about all things unlimited vacation. In week one we […]
Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are registered representatives with Cambridge Investment Research Inc., a Broker/Dealer, Member FINRA/SIPC.
Cambridge Investment Research, Inc is registered to do business in all 50 United States. Tim Olson is licensed to offer securities products and insurance products in AZ, IA, KS, MN, MO, NE, SD, UT, and WY. Greg Ritzdorf is licensed to offer securities products and insurance products in MN, NE, IA, KS, and MO. Jeff Wallace is licensed to offer securities products and insurance products in AZ, IA, KS, MN, MO, NE, SD, UT, and WY. Sandy Petzoldt is licensed to offer securities and insurance products in CO, NE, KS, MO, WY, IA, MN. The information included herein should not be considered a solicitation or an offer to sell products in any state besides those in which Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are properly licensed.
Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. The Olson Group is not affiliated with Cambridge Investment Research, Inc.
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