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“Yeah, but our employees are different” is a response I often hear when chatting with an employer about various healthcare strategies to improve employee interaction with the healthcare system. I know it is easy to think that your employees are unique but I am here to tell you otherwise. Your employees are not different. They’re […]
*This article is an update of a previous post. Strike the bells! The Department of Labor’s (DOL) fiduciary rule is (as of now) dead. The Fifth Circuit Court of Appeals has denied two motions to intervene to defend the DOL’s fiduciary rule. AARP and three state Attorney Generals filed these motions, respectively. Last week, […]
It’s easy to understand how an absent employee costs a business. If you’re expecting an individual to be at work, doing work, it creates a distinct gap when they’re not there. Absenteeism is easily identifiable and trackable. Presenteeism, on the other hand, is not. This issue is more challenging to understand, track, and alleviate than […]
Domestic utilization is how a health system’s employees (and their dependents) utilize domestic providers within this system. One of the most important factors for a hospital’s success is figuring out how to drive domestic utilization to your own health system. When done correctly, increasing domestic utilization reduce income leakage to non-domestic providers, lower high-cost utilization, […]
Without looking it up, can you name the most expensive disease in America? It’s not heart disease, cancer, or diabetes. The costliest disease in the U.S. is Alzheimer’s disease. According to the Alzheimer’s Association, the cost of care for Alzheimer’s and other dementia’s will reach $277 billion this year. So, whether you know or not, […]
For the past three or four years, I’ve had in-depth conversations with a multitude of cost-containing healthcare solutions that create predictably good outcomes for employer-sponsored health plans. Many of these solutions are helping employees change the way they purchase the healthcare services they need reducing consumer frustration while putting money back in their pocket. Utilizing […]
By this point, you’ve likely already read, heard, or consumed some information regarding our country’s recent tax reform. But, in case you haven’t, here’s the skinny: On December 20, 2017, the Senate passed a tax reform bill which will have significant financial implications for our country, for years to come. The reform, the first of […]
Nelson Mandela once said, “Education is the most powerful weapon which you can use to change the world.” I’m no Nelson Mandela, but I too believe in the power of education. The world might be a lofty goal, but education can undoubtedly change your business. Before we detail how to use financial education to improve […]
What would you do if someone walked into your office, grabbed all of your petty cash, and started lighting $100 bills on fire? Ask them to stop? Tackle them? Have them arrested? Whatever the response, I bet, it would be immediate and you’d ensure the unwanted guest doesn’t continue burning up cash. However, what happens […]
From large corporations to government entities, to your best friend at work, Fred, data breaches and identity theft are happening to everyone. Not only is identity theft happening to more people, but it’s also occurring more frequently. According to the Federal Trade Commission, identity theft has been the number one consumer complaint for 14 straight […]
“I’m going to work until I’m dead.” It’s a phrase you’ve likely heard before. In fact, according to a CareerBuilder survey, one-third of employees 60 or older, plan to work until at least age 70. While not dead, 70 is a full five years past the “normal” retirement age. Additionally, 20 percent of respondents believed […]
Employee benefits are a necessary component of any successful business. Without a robust benefits package, it’s unlikely your organization will be able to attract and retain top talent. Your employment benefits are often the difference between a recruit accepting or declining a job offer. How Important are Your Employment Benefits? You might have read the previous […]
Tim Olson, Greg Ritzdorf, Jeff Wallace, and Sandy Petzoldt are registered representatives with Cambridge Investment Research Inc., a Broker/Dealer, Member FINRA/SIPC.
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